🚫 IMPORTANT DISCLAIMER
This course and all related materials are provided for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY and do not constitute professional FINANCIAL ADVICE.
- Not Financial Advisors: We are not licensed financial advisors, brokers, or dealers. We do not provide personalized investment recommendations.
- No Guarantee of Results: We make no promises, warranties, or guarantees that any suggestions, information, or training will result in a particular outcome, including profit or financial success.
- Assumption of Risk: Trading and investing carry inherent risk. Past performance is not indicative of future results. You should consult with a qualified professional before making any financial decision.
- Personal Responsibility: By using this course, you acknowledge and agree that you bear sole responsibility for your own financial research and decisions, and you agree to hold us and our affiliates harmless from any liability, claims, losses, or damages that may arise.
Course Content
What you will learn
Module 0: Introduction – Your Relationship with Money
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Module 1: Introduction to Money
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7 Topics
The psychology of money: habits, emotions, and mindset
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How your values shape your spending
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Short-term vs long-term financial planning
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How to set SMART financial goals
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Tools to support healthy money habits
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Practical Activity / Mini Challenge
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Pro Tips
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Module 2: Budgeting – Level Up Your Money Plan
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7 Topics
What is a budget and why it matters to you.
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How to build a goal-based budget
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Adapting your budget for irregular income
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Tools and techniques for advanced money tracking
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Common budgeting challenges and how to fix them
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Practical Activity / Mini Challenge
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Pro Tips
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Module 3: Banking – Understanding Accounts, Tools & Services
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8 Topics
The different types of bank accounts and what they’re for
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Advanced tools like fixed deposits, notice accounts, and digital wallets
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How to choose the right product for your financial goals
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How to build a layered savings plan
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The difference between saving and investing
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Strategies to stay consistent with saving
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Practical Activity / Mini Challenge
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Pro Tips
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Module 4: Insurance Basics for Young Adults
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4 Topics
What is Insurance?
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Practical Activity / Mini Challenge
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Summary
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Pro Tips
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Module 5: Credit Cards & Credit Scores – Build or Break Your Money Reputation
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10 Topics
What a credit card is and how it works
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The meaning of interest, minimum payments, and credit limits
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Pros and cons of using credit cards
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How to avoid common traps (like debt cycles)
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What a credit score is and why it matters
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What’s inside your credit report
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How to build, maintain, and fix your credit score
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Common myths about credit scores
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Practical Activity / Mini Challenge
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Pro Tips
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Module 6: Managing Debt – Smart Borrowing, Smart Living
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6 Topics
Types of debt: good vs bad
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How interest rates impact your repayments
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Debt warning signs to watch out for
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Strategies to pay off debt faster
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Practical Activity / Mini Challenge
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Pro Tips
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Module 7: Salary Structure – Know What You’re Really Earning
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4 Topics
Cost to company (CTC), Gross Salary, Take-home Pay
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Salary negotiation strategies for young professionals
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Practical Activity / Mini Challenge
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Pro Tips
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Module 8: Mobile & Online Money Safety
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5 Topics
Common mobile money scams in South Africa
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How to protect your phone and banking apps
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Online shopping safety tips
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Practical Activity / Mini Challenge
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Pro Tips
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Module 9: Basics of Tax – Understanding the Rules of the Game
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4 Topics
What income tax is and who pays it
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When Must You File a Tax Return?
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Practical Activity / Mini Challenge
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Pro Tips
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Module 10: Loans – Car & Home Finance Explained
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5 Topics
Car Finance
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Home Loans
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Extra Costs
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Readiness Checklist
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Pro Tips
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